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Buying Real Estate

Purchasing a home is an exciting time as it is the realization of a dream come true. It can be one of the greatest ways to build wealth, invest in your future and live a more complete life. As it is typically one of the largest purchases you will make in your lifetime, here are a few things to consider as you prepare. When we meet in person I will share a much more in depth review of this process, but feel free to ask any questions:

Financials:

Putting money aside for a down payment and reviewing your financials to establish your monthly budget are important places to start. Once you have calculated this it is time to speak with a mortgage broker.

Mortgage Qualification:

If you have plans for getting a mortgage, connecting with a mortgage lender can help you determine how much you will qualify for. Depending on your financials and credit history, a mortgage lender will give you a letter stating your qualifying amount. This is an important part of an offer you make as including a copy of it proves your financial credibility.

Choose an Attorney:

If you do not have an attorney, now is a good time to research a few. Let them know you are purchasing a home and decide who you will feel comfortable working with so you will be ready to go once your offer is accepted.

Property Search:

You may have already begun your search online and you may have even visited a few open houses. I will help you focus your search and find properties more efficiently by setting up a real-time search for you and then we will visit properties that match your desired criteria.

Offer, Purchase & Sales Agreement, Closing:

Once you have the above mentioned items settled, when you find your home we will be ready to put in an offer. It is important to be as prepared as possible in order to present a strong and appealing offer. Depending on the terms you agreed upon, the coming weeks will involve a home inspection, review of condo documents, signing the P&S, submitting your down payment, securing a mortgage – and finally the closing where the home becomes yours!

The above items are just essential steps. I am happy to answer any questions you may have. I understand this may be a new and overwhelming process to you, but it is my goal to help you feel comfortable and to make your home buying transaction as stress free as possible.

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